A conceptual framework for bounded rationality in bank officers’ credit decision for SME lending in Malaysia / Nigel Kollin Ondolos, Jasman Tuyon and Rozita Uji Mohammed

• Main Authors: Ondolos, Nigel Kollin, Tuyon, Jasman, Mohammed, Rozita Uji
• Format: Article
• Language: English
• Published: Universiti Teknologi MARA 2021
• Subjects: HF Commerce; Banking
• Online Access: https://ir.uitm.edu.my/id/eprint/56528/1/56528.pdf; https://ir.uitm.edu.my/id/eprint/56528/; https://apmaj.uitm.edu.my
• Institution: Universiti Teknologi Mara

Based on the Bounded Rational Theory, ideally, bank credit officers would be influenced by both rational (fundamental factors) and irrational (behavioral factors) in their credit assessment and decision making process. Emphasizing on the irrational decision making perspective, behavioral factors dis...