A security payment model for financial payment using mykad
The Malaysian Government has created smart national identity card named MyKad for every citizen aged 12 and above since September, 2001. In the following year, the National Registration Department of Malaysia (JPN) has embedded the latest application of MyKad, which is known as Public Key Infrast...
Saved in:
| Main Author: | |
|---|---|
| Format: | Thesis |
| Language: | English English English |
| Published: |
2011
|
| Subjects: | |
| Online Access: | http://eprints.uthm.edu.my/2776/1/24p%20NURUL%20HUDA%20AHMAD%20ZAHARI.pdf http://eprints.uthm.edu.my/2776/2/NURUL%20HUDA%20AHMAD%20ZAHARI%20COPYRIGHT%20DECLARATION.pdf http://eprints.uthm.edu.my/2776/3/NURUL%20HUDA%20AHMAD%20ZAHARI%20WATERMARK.pdf http://eprints.uthm.edu.my/2776/ |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| Institution: | Universiti Tun Hussein Onn Malaysia |
| Language: | English English English |
| Summary: | The Malaysian Government has created smart national identity card named MyKad for
every citizen aged 12 and above since September, 2001. In the following year, the
National Registration Department of Malaysia (JPN) has embedded the latest
application of MyKad, which is known as Public Key Infrastructure (PKI). It allows
secure electronic transactions over the Internet. The electronic transactions include
online submission of tax returns, secure email and e-commerce. In parallel with the
emergence of e-commerce payment system, a new MyKad Payment Model (MPM) is
proposed in order to introduce to the public another function of MyKad that is not only
for identification purposes, but also in e-commerce transactions. However, to make this
payment model accepted by the public, the focus should be made on two issues;
trust/security issue and performance issue. A system with security technique named
Arbitrary Random Security Algorithm (ARSA) and a one-to-one multithreading model
need to be developed in order to accelerate the authentication response time of MPM.
ARSA will automatically change its security algorithm based on times and attacks. If
there is no attack or intrusion detected, MPM will wait for the scheduled switching
within 30 minutes. However, if attack or intrusion is detected in less than 30 minutes,
ARSA will automatically change the security algorithm to a new one. The
evaluation of the MPM performance is measured with HP LoadRunner testing
tools from which it is found that the response time of MPM with multithreading
is better compared to the single thread model and credit card authorisation
system. Moreover, the development of ARSA makes this model more secure and
safer for the customers. |
|---|