Actual transaction behavior of Internet Banking Services among Iraqis customers using PLS approach

The main purpose of this research is to identify the factors that encourage adopters to take up the Internet banking services in Iraq This paper is concerned with an empirical investigation of individual factors technology that could predict successful IBSA in Iraq through the applications of plann...

Full description

Saved in:
Bibliographic Details
Main Authors: Alkafagi, Alaa Ahmed Chyad, Romli, Ruslan, Bahaudin, Ahmad Yusni, Alekam, Jamal Mohammed Esmail, Mohammad Salameh, Anas Abdelsattar
Format: Article
Language:English
Published: IJSRP.ORG 2015
Subjects:
Online Access:http://repo.uum.edu.my/15079/1/%28Anas_Alaa_article%29.pdf
http://repo.uum.edu.my/15079/
http://www.ijsrp.org/research-paper-0215.php?rp=P383735
Tags: Add Tag
No Tags, Be the first to tag this record!
Institution: Universiti Utara Malaysia
Language: English
id my.uum.repo.15079
record_format eprints
spelling my.uum.repo.150792016-06-01T02:32:47Z http://repo.uum.edu.my/15079/ Actual transaction behavior of Internet Banking Services among Iraqis customers using PLS approach Alkafagi, Alaa Ahmed Chyad Romli, Ruslan Bahaudin, Ahmad Yusni Alekam, Jamal Mohammed Esmail Mohammad Salameh, Anas Abdelsattar HG Finance T Technology (General) The main purpose of this research is to identify the factors that encourage adopters to take up the Internet banking services in Iraq This paper is concerned with an empirical investigation of individual factors technology that could predict successful IBSA in Iraq through the applications of planned behavior theory (TPB).This study uses sampling units in a questionnaire survey data of 535 Iraqis public university employees as customers of internet banking services who were using it already.This study applied partial least squares structural equation modeling (PLS-SEM) as the major analysis technique as well as SPSS, since PLS-SEM is a relatively new analytical technique in construction.The findings of this study suggests that attitude and percived behavior control(PBC) have significant and positively influences IBSA, while Subjective norm (SN) is unsuported.Related to individual factors technology (IFT), in this study there are 5 constructs all of them (technology and Internet literacy, resistance to change, risk of technology,and anxiety of technology, and trust of technolology) supported with researcher expectation. IJSRP.ORG 2015-02 Article PeerReviewed application/pdf en http://repo.uum.edu.my/15079/1/%28Anas_Alaa_article%29.pdf Alkafagi, Alaa Ahmed Chyad and Romli, Ruslan and Bahaudin, Ahmad Yusni and Alekam, Jamal Mohammed Esmail and Mohammad Salameh, Anas Abdelsattar (2015) Actual transaction behavior of Internet Banking Services among Iraqis customers using PLS approach. International Journal of Scientific and Research Publications, 5 (2). pp. 1-9. ISSN 2250-3153 http://www.ijsrp.org/research-paper-0215.php?rp=P383735
institution Universiti Utara Malaysia
building UUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Utara Malaysia
content_source UUM Institutionali Repository
url_provider http://repo.uum.edu.my/
language English
topic HG Finance
T Technology (General)
spellingShingle HG Finance
T Technology (General)
Alkafagi, Alaa Ahmed Chyad
Romli, Ruslan
Bahaudin, Ahmad Yusni
Alekam, Jamal Mohammed Esmail
Mohammad Salameh, Anas Abdelsattar
Actual transaction behavior of Internet Banking Services among Iraqis customers using PLS approach
description The main purpose of this research is to identify the factors that encourage adopters to take up the Internet banking services in Iraq This paper is concerned with an empirical investigation of individual factors technology that could predict successful IBSA in Iraq through the applications of planned behavior theory (TPB).This study uses sampling units in a questionnaire survey data of 535 Iraqis public university employees as customers of internet banking services who were using it already.This study applied partial least squares structural equation modeling (PLS-SEM) as the major analysis technique as well as SPSS, since PLS-SEM is a relatively new analytical technique in construction.The findings of this study suggests that attitude and percived behavior control(PBC) have significant and positively influences IBSA, while Subjective norm (SN) is unsuported.Related to individual factors technology (IFT), in this study there are 5 constructs all of them (technology and Internet literacy, resistance to change, risk of technology,and anxiety of technology, and trust of technolology) supported with researcher expectation.
format Article
author Alkafagi, Alaa Ahmed Chyad
Romli, Ruslan
Bahaudin, Ahmad Yusni
Alekam, Jamal Mohammed Esmail
Mohammad Salameh, Anas Abdelsattar
author_facet Alkafagi, Alaa Ahmed Chyad
Romli, Ruslan
Bahaudin, Ahmad Yusni
Alekam, Jamal Mohammed Esmail
Mohammad Salameh, Anas Abdelsattar
author_sort Alkafagi, Alaa Ahmed Chyad
title Actual transaction behavior of Internet Banking Services among Iraqis customers using PLS approach
title_short Actual transaction behavior of Internet Banking Services among Iraqis customers using PLS approach
title_full Actual transaction behavior of Internet Banking Services among Iraqis customers using PLS approach
title_fullStr Actual transaction behavior of Internet Banking Services among Iraqis customers using PLS approach
title_full_unstemmed Actual transaction behavior of Internet Banking Services among Iraqis customers using PLS approach
title_sort actual transaction behavior of internet banking services among iraqis customers using pls approach
publisher IJSRP.ORG
publishDate 2015
url http://repo.uum.edu.my/15079/1/%28Anas_Alaa_article%29.pdf
http://repo.uum.edu.my/15079/
http://www.ijsrp.org/research-paper-0215.php?rp=P383735
_version_ 1644281623792844800