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| || | ||   / _ \\   / ____||  /_   _// | |  | || 
| '--' ||  / //\ \\ / //---`'   -| ||-  | |/\| || 
| .--. || |  ___  ||\ \\___     _| ||_  |  /\  || 
|_|| |_|| |_||  |_|| \_____||  /_____// |_// \_|| 
`-`  `-`  `-`   `-`   `----`   `-----`  `-`   `-`

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發送短信 : The Role of Commitment and Trust Towards Online Loyalty in The Banking Industry