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 _    _     _____     ______     ___     _    _   
| || | ||  |  ___||  /_   _//   / _ \\  | \  / || 
| || | ||  | ||__    `-| |,-   / //\ \\ |  \/  || 
| \\_/ ||  | ||__      | ||   |  ___  ||| .  . || 
 \____//   |_____||    |_||   |_||  |_|||_|\/|_|| 
  `---`    `-----`     `-`'   `-`   `-` `-`  `-`

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發送短信 : The Efficiency of Mutual Funds