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  _____      ___     _    _      ___              
 |__  //    / _ \\  | |  | ||   / _ \\      ___   
   / //    / //\ \\ | |/\| ||  / //\ \\    /   || 
  / //__  |  ___  |||  /\  || |  ___  ||  | [] || 
 /_____|| |_||  |_|||_// \_|| |_||  |_||   \__ || 
 `-----`  `-`   `-` `-`   `-` `-`   `-`     -|_|| 
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發送短信 : Some solutions to improve micro-savings product in Vietnam Bank for Social Policies