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 /  ___|| | || | || | || | ||   / _ \\   |__  //  
| // __   | || | || | '--' ||  | / \ ||    / //   
| \\_\ || | \\_/ || | .--. ||  | \_/ ||   / //__  
 \____//   \____//  |_|| |_||   \___//   /_____|| 
  `---`     `---`   `-`  `-`    `---`    `-----`

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發送短信 : An Analysis of Factors Affecting the Results of the Vietnam Bank for Social Policies (VBSP) Microcredit Use by Poor Households: A Case of Soc Son District