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           _    _     ______    _____    _    _   
  ____    | || | ||  /_____//  |  ___|| | || | || 
 |    \\  | || | ||  `____ `   | ||__   | || | || 
 | [] ||  | \\_/ ||  /___//    | ||__   | \\_/ || 
 |  __//   \____//   `__ `     |_____||  \____//  
 |_|`-`     `---`    /_//      `-----`    `---`   
 `-`                 `-`

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Text this: Study on mobile payment adoption in Vietnam