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  ______    _____    __   _    _    _             
 /_____//  |  ___|| | || | || | || | ||     ___   
 `____ `   | ||__   | '--' || | || | ||    /   || 
 /___//    | ||__   | .--. || | \\_/ ||   | [] || 
 `__ `     |_____|| |_|| |_||  \____//     \__ || 
 /_//      `-----`  `-`  `-`    `---`       -|_|| 
 `-`                                         `-`

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發送短信 : Access to Credit in Rural India: Some Emerging Trends and Patterns