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  ______     ___       _____    ______   __   __  
 /_   _//   / _ \\    / ___//  /_   _//  \ \\/ // 
 `-| |,-   | / \ ||   \___ \\   -| ||-    \   //  
   | ||    | \_/ ||   /    //   _| ||_    / . \\  
   |_||     \___//   /____//   /_____//  /_//\_\\ 
   `-`'     `---`   `-----`    `-----`   `-`  --`

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發送短信 : Dynamic Model of Losses of a Creditor with a Large Mortgage Portfolio