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  _  _      ___      ____       ___      ____    
 | \| ||   / _ \\   |  _ \\    / _ \\   |  _ \\  
 |  ' ||  | / \ ||  | |_| ||  | / \ ||  | |_| || 
 | .  ||  | \_/ ||  | .  //   | \_/ ||  | .  //  
 |_|\_||   \___//   |_|\_\\    \___//   |_|\_\\  
 `-` -`    `---`    `-` --`    `---`    `-` --`

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Text this: Education and local government employees' concept of, attitudes towards and perceived and experienced consequences of early retirement