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|  __ \\    / _ \\    / ___//   / _ \\  |      \\ 
| |  \ ||  | / \ ||   \___ \\  | / \ || |  --  // 
| |__/ ||  | \_/ ||   /    //  | \_/ || |  --  \\ 
|_____//    \___//   /____//    \___//  |______// 
 -----`     `---`   `-----`     `---`   `------`

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Text this: An Action research on improving delinquency of real estate mortgage loan front end unit of XYZ Bank