أرسل هذا في رسالة قصيرة: A study on the adoption of quick response (QR) code payments among micro and small enterprises in the City of Manila as mediated by the behavioral intention to adopt and moderated by age and income level

 _____     _    _    __   __   __   __   _____    
|  __ \\  | || | ||  \ \\/ //  \ \\/ // |  __ \\  
| |  \ || | || | ||   \   //    \ ` //  | |  \ || 
| |__/ || | \\_/ ||   / . \\     | ||   | |__/ || 
|_____//   \____//   /_//\_\\    |_||   |_____//  
 -----`     `---`    `-`  --`    `-`'    -----`