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            ______   _____      ______   ______   
    ___    /_   _// |  __ \\   /_   _// |      \\ 
   /   ||   -| ||-  | |  \ ||   -| ||-  |  --  // 
  | [] ||   _| ||_  | |__/ ||   _| ||_  |  --  \\ 
   \__ ||  /_____// |_____//   /_____// |______// 
    -|_||  `-----`   -----`    `-----`  `------`  
     `-`

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Text this: Why do the poor pay more? Exploring the poverty penalty concept