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   _____   _    _                ___      _____   
  / ___// | || | ||     ___     / _ \\   /  ___|| 
  \___ \\ | || | ||    /   ||  | / \ || | // __   
  /    // | \\_/ ||   | [] ||  | \_/ || | \\_\ || 
 /____//   \____//     \__ ||   \___//   \____//  
`-----`     `---`       -|_||   `---`     `---`   
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Text this: ABM simulations of housing portfolios in normal and bubble times