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            _____     ____       ___      ______  
  ____     |  ___||  |  _ \\    / _ \\   /_____// 
 |    \\   | ||__    | |_| ||  | / \ ||  `____ `  
 | [] ||   | ||__    | .  //   | \_/ ||  /___//   
 |  __//   |_____||  |_|\_\\    \___//   `__ `    
 |_|`-`    `-----`   `-` --`    `---`    /_//     
 `-`                                     `-`

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Text this: Relationship between factors and the adequacy of the Singapore Central Provident Fund (CPF) to meet post retirement consumption