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            ______   _____       ___      ____    
    ___    /_   _// |  __ \\    / _ \\   |  _ \\  
   /   ||   -| ||-  | |  \ ||  / //\ \\  | |_| || 
  | [] ||   _| ||_  | |__/ || |  ___  || | .  //  
   \__ ||  /_____// |_____//  |_||  |_|| |_|\_\\  
    -|_||  `-----`   -----`   `-`   `-`  `-` --`  
     `-`

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Text this: Bank lines of credit as a source of long-term finance