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   _____    ______               ___      _____   
  / ___//  /_   _//   ____      / _ \\   / ____|| 
  \___ \\   -| ||-   |    \\   | / \ || / //---`' 
  /    //   _| ||_   | [] ||   | \_/ || \ \\___   
 /____//   /_____//  |  __//    \___//   \_____|| 
`-----`    `-----`   |_|`-`     `---`     `----`  
                     `-`

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發送短信 : Determining the credit worthiness of retail banking customer by machine learning technique