APA Citation

Chiw, W. K., Goh, J. K., Lim, I., & Chong, T. A. C. @. T. (2013). Banking in cyberspace.

Chicago Style Citation

Chiw, Wee Kheong., Jen Kit Goh, Irene Lim, and Toh Ah Cheong @ Tow Chong. Banking in Cyberspace. 2013.

MLA Citation

Chiw, Wee Kheong., Jen Kit Goh, Irene Lim, and Toh Ah Cheong @ Tow Chong. Banking in Cyberspace. 2013.

Warning: These citations may not always be 100% accurate.