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  ____       ___     _____      _____    _    _   
 |  _ \\    / _ \\  |  __ \\   |  ___|| | || | || 
 | |_| ||  | / \ || | |  \ ||  | ||__   | || | || 
 | .  //   | \_/ || | |__/ ||  | ||__   | \\_/ || 
 |_|\_\\    \___//  |_____//   |_____||  \____//  
 `-` --`    `---`    -----`    `-----`    `---`

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Text this: Adequacy of guidelines of unit trust in Singapore