APA Citation

Ong Si Phoak, T. C. K., & Teo, J. (2014). The 'buy now, pay later' mentality: Credit/charge cards.

Chicago Style Citation

Ong Si Phoak, Tan Cheng Kim, and Jack Teo. The 'buy Now, Pay Later' Mentality: Credit/charge Cards. 2014.

MLA Citation

Ong Si Phoak, Tan Cheng Kim, and Jack Teo. The 'buy Now, Pay Later' Mentality: Credit/charge Cards. 2014.

Warning: These citations may not always be 100% accurate.