APA Citation

Tham Shun Kin Mark, W. W. C., & Ahmad, M. (2014). How much are you really paying? A study of the effective interest rate.

Chicago Style Citation

Tham Shun Kin Mark, Wong Wee Chong, and Mustafa Ahmad. How Much Are You Really Paying? A Study of the Effective Interest Rate. 2014.

MLA Citation

Tham Shun Kin Mark, Wong Wee Chong, and Mustafa Ahmad. How Much Are You Really Paying? A Study of the Effective Interest Rate. 2014.

Warning: These citations may not always be 100% accurate.