أرسل هذا في رسالة قصيرة: 中国商业银行信货风险管理 :信货评分模型的应用 = Credit risk management of commercial banks in China : an application of credit-scoring model

  _____     _____    _    _     ______  __    __  
 /  ___||  |  ___|| | \  / ||  /_   _// \ \\ / // 
| // __    | ||__   |  \/  ||   -| ||-   \ \/ //  
| \\_\ ||  | ||__   | .  . ||   _| ||_    \  //   
 \____//   |_____|| |_|\/|_||  /_____//    \//    
  `---`    `-----`  `-`  `-`   `-----`      `