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 _    _      ___      ______   _    _     _____   
| \  / ||   / _ \\   /_   _// | || | ||  / ____|| 
|  \/  ||  / //\ \\    | ||   | || | || / //---`' 
| .  . || |  ___  ||  _| ||   | \\_/ || \ \\___   
|_|\/|_|| |_||  |_|| /__//     \____//   \_____|| 
`-`  `-`  `-`   `-`  `--`       `---`     `----`

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Text this: Operational risk management.