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  ____      _____    __   _     _____    __   _   
 |  _ \\   |  ___|| | || | ||  |  ___|| | || | || 
 | |_| ||  | ||__   | '--' ||  | ||__   | '--' || 
 | .  //   | ||__   | .--. ||  | ||__   | .--. || 
 |_|\_\\   |_____|| |_|| |_||  |_____|| |_|| |_|| 
 `-` --`   `-----`  `-`  `-`   `-----`  `-`  `-`

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Text this: What constitutes a good unit trust: the Singaporean perspective