Text this: Local banks' dependence on services in the generation of fee-based income.

  _____     ______               ___      _____   
 / ____||  /_   _//   ____      / _ \\   |__  //  
/ //---`'   -| ||-   |    \\   / //\ \\    / //   
\ \\___     _| ||_   | [] ||  |  ___  ||  / //__  
 \_____||  /_____//  |  __//  |_||  |_|| /_____|| 
  `----`   `-----`   |_|`-`   `-`   `-`  `-----`  
                     `-`