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 ______      ___     _    _     _____             
|      \\   / _ \\  | |  | ||  |  ___||   ____    
|  --  //  / //\ \\ | |/\| ||  | ||__    |    \\  
|  --  \\ |  ___  |||  /\  ||  | ||__    | [] ||  
|______// |_||  |_|||_// \_||  |_____||  |  __//  
`------`  `-`   `-` `-`   `-`  `-----`   |_|`-`   
                                         `-`

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Text this: Local banks' dependence on services in the generation of fee-based income.