發送短信 : Local banks' dependence on services in the generation of fee-based income.

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 |__  //   /_   _// | |  | ||  |  ___||  /_   _// 
   / //     -| ||-  | |/\| ||  | ||__    `-| |,-  
  / //__    _| ||_  |  /\  ||  | ||__      | ||   
 /_____||  /_____// |_// \_||  |_____||    |_||   
 `-----`   `-----`  `-`   `-`  `-----`     `-`'