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  ______     ___     __   __     ___      _____   
 /_   _//   / _ \\   \ \\/ //   / _ \\   |__  //  
 `-| |,-   / //\ \\   \   //   | / \ ||    / //   
   | ||   |  ___  ||  / . \\   | \_/ ||   / //__  
   |_||   |_||  |_|| /_//\_\\   \___//   /_____|| 
   `-`'   `-`   `-`  `-`  --`   `---`    `-----`

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Text this: Future Internet payment systems for business-to-consumer electronic commerce.