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 __   _     ______    ____       ___     _____    
| || | ||  /_   _//  |  _ \\    / _ \\  |  __ \\  
| '--' ||   -| ||-   | |_| ||  | / \ || | |  \ || 
| .--. ||   _| ||_   | .  //   | \_/ || | |__/ || 
|_|| |_||  /_____//  |_|\_\\    \___//  |_____//  
`-`  `-`   `-----`   `-` --`    `---`    -----`

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Text this: Future Internet payment systems for business-to-consumer electronic commerce.