APA引文

Chew, J. L. Y., Neo, Y. C., Toh, P. C., & Gerrard, P. (2008). Why consumers do not use phone banking in Singapore: An exploratory study.

Chicago Style Citation

Chew, Jane Li Yun., Yin Chou Neo, Pei Chyi Toh, and Philip Gerrard. Why Consumers Do Not Use Phone Banking in Singapore: An Exploratory Study. 2008.

MLA引文

Chew, Jane Li Yun., Yin Chou Neo, Pei Chyi Toh, and Philip Gerrard. Why Consumers Do Not Use Phone Banking in Singapore: An Exploratory Study. 2008.