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  _____      ___      _____     _____     _____   
 / ____||   / _ \\   /  ___||  |  ___||  / ____|| 
/ //---`'  | / \ || | // __    | ||__   / //---`' 
\ \\___    | \_/ || | \\_\ ||  | ||__   \ \\___   
 \_____||   \___//   \____//   |_____||  \_____|| 
  `----`    `---`     `---`    `-----`    `----`

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Text this: Background risk and university endowment funds