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 _    _      ___     _    _     ______   ______   
| \  / ||   / _ \\  | \  / ||  /_   _// |      \\ 
|  \/  ||  | / \ || |  \/  ||   -| ||-  |  --  // 
| .  . ||  | \_/ || | .  . ||   _| ||_  |  --  \\ 
|_|\/|_||   \___//  |_|\/|_||  /_____// |______// 
`-`  `-`    `---`   `-`  `-`   `-----`  `------`

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Text this: Background risk and university endowment funds