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  _____    __   __   _    _      ___     __   __  
 /  ___||  \ \\/ // | |  | ||   / _ \\   \ \\/ // 
| // __     \ ` //  | |/\| ||  | / \ ||   \   //  
| \\_\ ||    | ||   |  /\  ||  | \_/ ||   / . \\  
 \____//     |_||   |_// \_||   \___//   /_//\_\\ 
  `---`      `-`'   `-`   `-`   `---`    `-`  --`

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Text this: Singaporeans' Perceptions and Preparations for Retirement: A Crosscultural Inquiry