發送短信

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 _    _     _____     ______   __   __   _    _   
| \  / ||  |  ___||  /_   _//  \ \\/ // | || | || 
|  \/  ||  | ||__    `-| |,-    \ ` //  | || | || 
| .  . ||  | ||__      | ||      | ||   | \\_/ || 
|_|\/|_||  |_____||    |_||      |_||    \____//  
`-`  `-`   `-----`     `-`'      `-`'     `---`

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發送短信 : EXTRACTING CONSUMER DEMAND: CREDIT CARD SPENDING AND POST-EARNINGS RETURNS