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 _    _      ___     _    _     _____     ______  
| || | ||   / _ \\  | \  / ||  |  ___||  /_   _// 
| || | ||  | / \ || |  \/  ||  | ||__      | ||   
| \\_/ ||  | \_/ || | .  . ||  | ||__     _| ||   
 \____//    \___//  |_|\/|_||  |_____||  /__//    
  `---`     `---`   `-`  `-`   `-----`   `--`

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Text this: EXTRACTING CONSUMER DEMAND: CREDIT CARD SPENDING AND POST-EARNINGS RETURNS