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 __   __    _____    __   __   __   __            
 \ \\/ //  |  ___||  \ \\/ //  \ \\/ //   ____    
  \   //   | ||__     \   //    \ ` //   |    \\  
  / . \\   | ||__     / . \\     | ||    | [] ||  
 /_//\_\\  |_____||  /_//\_\\    |_||    |  __//  
 `-`  --`  `-----`   `-`  --`    `-`'    |_|`-`   
                                         `-`

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Text this: AN ANALYSIS OF REVERSE MORTGAGES AS A SOURCE OF RETIREMENT INCOME FOR SINGAPOREANS