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 _    _     _____     ______    ______            
| \  / ||  |  ___||  /_   _//  /_   _//   ____    
|  \/  ||  | ||__      | ||     -| ||-   |    \\  
| .  . ||  | ||__     _| ||     _| ||_   | [] ||  
|_|\/|_||  |_____||  /__//     /_____//  |  __//  
`-`  `-`   `-----`   `--`      `-----`   |_|`-`   
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Text this: AN ANALYSIS OF REVERSE MORTGAGES AS A SOURCE OF RETIREMENT INCOME FOR SINGAPOREANS