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  _  _    __   __    ______    _____     ______  
 | \| ||  \ \\/ //  /_   _//  |  ___||  /_   _// 
 |  ' ||   \ ` //   `-| |,-   | ||__    `-| |,-  
 | .  ||    | ||      | ||    | ||__      | ||   
 |_|\_||    |_||      |_||    |_____||    |_||   
 `-` -`     `-`'      `-`'    `-----`     `-`'

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Text this: AN ANALYSIS OF REVERSE MORTGAGES AS A SOURCE OF RETIREMENT INCOME FOR SINGAPOREANS