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           __   __     _____     ___     _    _   
  ____     \ \\/ //   / ___//   / _ \\  | \  / || 
 |    \\    \ ` //    \___ \\  | / \ || |  \/  || 
 | [] ||     | ||     /    //  | \_/ || | .  . || 
 |  __//     |_||    /____//    \___//  |_|\/|_|| 
 |_|`-`      `-`'   `-----`     `---`   `-`  `-`  
 `-`

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Text this: AN ANALYSIS OF REVERSE MORTGAGES AS A SOURCE OF RETIREMENT INCOME FOR SINGAPOREANS