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  _  __   __   __   __   _      ___      ______  
 | |/ //  \ \\/ // | || | ||   / _ \\   /_____// 
 | ' //    \ ` //  | '--' ||  | / \ ||  `____ `  
 | . \\     | ||   | .--. ||  | \_/ ||  /___//   
 |_|\_\\    |_||   |_|| |_||   \___//   `__ `    
 `-` --`    `-`'   `-`  `-`    `---`    /_//     
                                        `-`

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Text this: IMPACT OF HDB REVISED HOUSING POLICIES ON FIRST-TIME APPLICANTS AND UPGRADERS OF HDB FLATS