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   _____   __   __    _  _    __   __   _    _   
  / ___//  \ \\/ //  | \| ||  \ \\/ // | || | || 
  \___ \\   \ ` //   |  ' ||   \ ` //  | || | || 
  /    //    | ||    | .  ||    | ||   | \\_/ || 
 /____//     |_||    |_|\_||    |_||    \____//  
`-----`      `-`'    `-` -`     `-`'     `---`

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Text this: IMPACT OF HDB REVISED HOUSING POLICIES ON FIRST-TIME APPLICANTS AND UPGRADERS OF HDB FLATS