أرسل هذا في رسالة قصيرة: PREPAYMENT RISK FOR HDB MORTGAGES IN SINGAPORE

  ______    _____    _    _      ___      _____   
 /_____//  |  ___|| | |  | ||   / _ \\   /  ___|| 
 `____ `   | ||__   | |/\| ||  / //\ \\ | // __   
 /___//    | ||__   |  /\  || |  ___  ||| \\_\ || 
 `__ `     |_____|| |_// \_|| |_||  |_|| \____//  
 /_//      `-----`  `-`   `-` `-`   `-`   `---`   
 `-`