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 _    _      ___     __   _      ___     _    _   
| |  | ||   / _ \\  | || | ||   / _ \\  | || | || 
| |/\| ||  / //\ \\ | '--' ||  / //\ \\ | || | || 
|  /\  || |  ___  ||| .--. || |  ___  ||| \\_/ || 
|_// \_|| |_||  |_|||_|| |_|| |_||  |_|| \____//  
`-`   `-` `-`   `-` `-`  `-`  `-`   `-`   `---`

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發送短信 : CAPITAL STRUCTURE, DEBT MATURITY, AND STOCHASTIC INTEREST RATES