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 __   _     _____    _____      _____     ______  
| || | ||  |  ___|| |  __ \\   |  ___||  /_   _// 
| '--' ||  | ||__   | |  \ ||  | ||__    `-| |,-  
| .--. ||  | ||__   | |__/ ||  | ||__      | ||   
|_|| |_||  |_____|| |_____//   |_____||    |_||   
`-`  `-`   `-----`   -----`    `-----`     `-`'

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Text this: PORTFOLIO SELECTION WITH CAPITAL GAIN TAXES AND REGIME SWITCHING