Text this: MUTUAL FUNDS: IS THERE AN OPTIMAL PORTFOLIO OF MUTUAL FUNDS?

  _____    _    _   __    __    _____     _  _   
 |__  //  | || | || \ \\ / //  |  ___||  | \| || 
   / //   | || | ||  \ \/ //   | ||__    |  ' || 
  / //__  | \\_/ ||   \  //    | ||__    | .  || 
 /_____||  \____//     \//     |_____||  |_|\_|| 
 `-----`    `---`       `      `-----`   `-` -`