Text this: Lending relationships and loan contract terms

  _  __     ___      _____      ___      ______  
 | |/ //   / _ \\   |__  //    / _ \\   /_   _// 
 | ' //   | / \ ||    / //    / //\ \\  `-| |,-  
 | . \\   | \_/ ||   / //__  |  ___  ||   | ||   
 |_|\_\\   \___//   /_____|| |_||  |_||   |_||   
 `-` --`   `---`    `-----`  `-`   `-`    `-`'