發送短信

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 __   _      ___      ____      _____    _____    
| || | ||   / _ \\   |  _ \\   |  ___|| |  __ \\  
| '--' ||  / //\ \\  | |_| ||  | ||__   | |  \ || 
| .--. || |  ___  || | .  //   | ||__   | |__/ || 
|_|| |_|| |_||  |_|| |_|\_\\   |_____|| |_____//  
`-`  `-`  `-`   `-`  `-` --`   `-----`   -----`

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發送短信 : An Application of Logit Model to Credit Scoring and its Implications to Financial Market