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  _  __    _____   __    __    ______  __    __  
 | |/ //  |  ___|| \ \\ / //  /_   _// \ \\ / // 
 | ' //   | ||__    \ \/ //    -| ||-   \ \/ //  
 | . \\   | ||__     \  //     _| ||_    \  //   
 |_|\_\\  |_____||    \//     /_____//    \//    
 `-` --`  `-----`      `      `-----`      `

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Text this: Risk sharing in an asymmetric environment