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 _    _      ___      ______    ______    ____    
| \  / ||   / _ \\   /_   _//  /_   _//  |  _ \\  
|  \/  ||  | / \ ||    | ||     -| ||-   | |_| || 
| .  . ||  | \_/ ||   _| ||     _| ||_   | .  //  
|_|\/|_||   \___//   /__//     /_____//  |_|\_\\  
`-`  `-`    `---`    `--`      `-----`   `-` --`

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發送短信 : Risk sharing in an asymmetric environment